Property & Casualty

Property and casualty insurance is the cornerstone of any risk management program. No matter what industry your organization is a part of, our experts have the insight, expertise and negotiating skills to secure comprehensive insurance programs that help protect against loss.

Our extensive insurance and risk management background provides us experienced insight into developing business insurance programs providing a full portfolio of coverage options tailored to meet your needs.

Coverage Options:

  • Comprehensive General Liability
  • Automobile Coverage
  • Workers Compensation
  • Excess Umbrella
  • Contractors Equipment
  • Property Coverage
  • Surety and Bonding
  • Professional Liability, E&O
  • Inland Marine
  • Directors & Officers
  • Pollution Liability
  • Builders Risk
  • Specialized Risks
  • International Exposures


Business Insurance

At GBAC Insurance & Risk Management, LLC we took extreme care in selecting a strategic partner in Shoff Darby to efficiently streamline the business insurance needs of our clients without reinventing the process.

Expertise...Creativity...Flexibility

Valuable qualities in any business and key to Shoff Darby's winning account management approach. We call it "strategic insurance" planning, and it has resulted in strong client retention, a high level of customer referrals and many long-term relationships with the premiere insurance companies in the country.

Our Objective:

  • Save Premium Dollars
  • Improve Risk Analysis
  • Structure Coverage
  • Provide Industry Experience
  • Furnish First Class Service
  • Loss Control
  • Obtain the Most Competitive Cost Structure Available

Personal Insurance

Personal Insurance is crafted to protect against the loss of property, belongings and other important possessions through sound risk-transfer strategies and insurance products.

Our Personal Insurance practice provides comprehensive insurance and risk management services designed to enhance protection and minimize threats to the personal wealth and safety of our clients and their families.

Coverage Offerings:

  • Homeowners Insurance
  • Automobile Insurance
  • Watercraft
  • Personal Umbrella
  • Condominium Owners
  • Renters Insurance
  • Jewelry
  • Fine Arts & Collectibles
  • Kidnap & Ransom
  • Identity Theft
  • Equipment Breakdown
  • Personal Bonding , such as Probate